What Does a Financial Planner Do? Can He Bake a Cherry Pie?

If you’ll allow me the grace of an analogy we’ll have some fun and I’ll answer our most commonly asked question, “What does a financial planner do?” It’s in My Genes I confess that I’ve never baked anything in my life, but my daughter, Corey, is a prize-winning baker. She has won Grand Champion ribbons […]

Read More

Annuities: The Financial Swiss Army Knife

From politics to religion, it’s no secret that this country is sharply divided on many issues.  Remember when Republican Ronald Reagan was President and Tip O’Neal was the Democratic Leader?  Although the two great men often argued vehemently, their disagreements were never personal. Reason always seemed to prevail, and at the end of the day, […]

Read More

Chicken Little and The Stock Market Swoon

It’s no secret that the stock market is extremely volatile. The only guarantee is that it will go up and down, and wide swings can make even the savviest investor nervous. Sometimes it’s enough to make you want to pull out everything you’ve got. The Sky is Falling The 24/7 news cycle inflames investor concerns […]

Read More

Are Annuities Only Good for the Person Selling Them?

I was in the police station the other day getting fingerprinted (required by FINRA for all registered insurance reps) and as I was pulling up my sleeves to stick my finger in the ink, the police officer asked me why I was there. When I told him that I’m a registered investment representative and it’s […]

Read More

CD’s vs. Annuities (plus an infographic!)

I’m always suspicious of those magazine ads selling socks or sweatshirts that say “one size fits all.” I’m a pretty big guy, with 50-inch shoulders, that still plays rugby with “The Old Boys Club.” My brother is tall and a little on the thin side. The point is, there’s no way the two of us […]

Read More

Investing When You Don’t Have A Lot Of Money

Investing can be difficult for anyone. There are so many types of investments to choose from, all with different conditions, minimums, goals, purposes, commitments, riders, and more. So even if you’re just an average Joe looking to put some savings into the market, you have a lot of decisions to make and details to consider […]

Read More

STOP! Don’t Buy That New Car!

If you’re like me, the prospect of being without a car is a scary one. Cars are what we use to get around, whether it’s a trip to a friend’s house, a restaurant, the grocery store, work, or anything else. Public transport is, of course, an option, but the most common method of transportation, and […]

Read More

Invest in the Justice League

Imagine that the Joker is on the loose in Gotham City. He’s doing his normal Joker thing: robbing banks and breaking things, and he has Joker-dressed goons running all over the city. Not only that, but let’s say that the Riddler is also wreaking havoc. There’s only one hero that can save the day, right? […]

Read More

Inflation and Jurassic World

“Jurassic World,” just one of the summer’s major blockbusters, has been raking in the ticket sales. The fourth movie in the Jurassic franchise took just 13 days to reach $1 billion at the international box office, the quickest ever to do so (“The Avengers” took 14 days to reach that amount). The first weekend alone saw a […]

Read More

The Immediate Annuity: Living at the Next Level

In his book Living at the Next Level: Insight for Reaching Your Dreams, John Maxwell wrote, “Every time you discover something new, ask yourself three questions:  ‘Where can I use this?’ ‘When can I use this?’ and ‘Who needs to know it?’” This truth also applies in life and finances. Very few financial products are inherently […]

Read More