Cashing in Old Life Insurance

Many people have asked us about old financial papers and their current worth. The questions have included what to do with old bank certificates of deposit, old stock certificates, and ancient papers from life insurance companies. Typically, they are most interested in knowing whether these papers mean found money. Free Money Hiding in the Attic? Dear FedNav, I found […]

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Retired Sports Stars- What they did after retirement

We see sports stars out on the field all the time. They’re sports stars, it’s what they do! We watch them and cheer them on. We celebrate when they win and are crushed when they are defeated. They represent cities and countries in various games. But what do they do when they hang up the […]

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Planning For Early Retirement

Oh, retirement. The one thing that almost everyone strives for. The end of the working life, and the beginning of a new, easier one full of traveling, family, and… not working. But even though retirement is a common goal, it’s certainly not an easy one. Reaching that goal of retirement is harder now than it […]

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10 Great College Towns For Retirees

College towns are popular retirement destinations because they offer great amenities like places to eat, things to do, diverse communities, and lots of sports games for weekend entertainment.   We’ve come up with a list of 10 great college towns for retirees around the country. Enjoy! Ann Arbor, Michigan University of Michigan Ann Arbor is […]

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Facts About TSP Withdrawals

So you’ve spent your career putting money into your account, but what do you do once it’s time to retire? There are lots of TSP withdrawal options to choose from, some of them more complicated than others, and if you make the wrong choice you may not be able to fix it. Of course, every person […]

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Starting A Business After Retirement

Retirement can mean different things for different people. For some, it means traveling. For others, it means spending time with family. Starting a new business is an option that’s becoming more and more popular, and many retirees are launching successful startups as a second career. The Good, the Bad, and the Ugly Starting a business […]

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The Immediate Annuity: Living at the Next Level

In his book Living at the Next Level: Insight for Reaching Your Dreams, John Maxwell wrote, “Every time you discover something new, ask yourself three questions:  ‘Where can I use this?’ ‘When can I use this?’ and ‘Who needs to know it?’” This truth also applies in life and finances. Very few financial products are inherently […]

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OPM Hacked: What You Need To Know and What You Can Do

Last week, the U.S. Office of Personnel Management (OPM) announced that in April they found a data breach in their system from last year. OPM manages security clearances for most government agencies, as well as managing the Federal Civil Service. What Happened? According to OPM, the breach may have compromised the personal information of four […]

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Annuities Have Big Tax Advantages Over CD’s

The most important skill a financial planner brings to the table for their client is not knowledge, designations, or even experience. A planner’s most important asset is his or her ability to put down the pen and listen to each client’s wants, needs, anxieties, hopes, and dreams. It is only then that he or she can best […]

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The Roth TSP, Remember Me?

With all the talk about the TSP possibly opening up a mutual fund window and expanding withdrawal options, you may have forgotten that the also offers a Roth option, which began in 2012. The Roth TSP combines the after-tax (no upfront tax deduction) option with the existing benefits of the TSP, which are the universally renowned low administrative […]

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