Are Annuities Only Good for the Person Selling Them?

I was in the police station the other day getting fingerprinted (required by FINRA for all registered insurance reps) and as I was pulling up my sleeves to stick my finger in the ink, the police officer asked me why I was there. When I told him that I’m a registered investment representative and it’s […]

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CD’s vs. Annuities (plus an infographic!)

I’m always suspicious of those magazine ads selling socks or sweatshirts that say “one size fits all.” I’m a pretty big guy, with 50-inch shoulders, that still plays rugby with “The Old Boys Club.” My brother is tall and a little on the thin side. The point is, there’s no way the two of us […]

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Buying Domestic: Is it Worth It?

One of my favorite stories is about a boy on the beach. After a big storm comes through he begins picking up starfish and throwing them back into the ocean. By and by, an old man walking along the beach strikes up a conversation with the boy. “Son,” he explains, “there’s been a big storm. […]

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Planning For Early Retirement

Oh, retirement. The one thing that almost everyone strives for. The end of the working life, and the beginning of a new, easier one full of traveling, family, and… not working. But even though retirement is a common goal, it’s certainly not an easy one. Reaching that goal of retirement is harder now than it […]

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How Does Life Insurance Work?

Let’s be honest: life insurance isn’t a pleasant topic. But it’s something most people eventually need, and it’s important to understand how it works. With life insurance, you pay premiums to the insurance company so that the company will pay a certain amount to your family when you die to cover funeral costs and help […]

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10 Great College Towns For Retirees

College towns are popular retirement destinations because they offer great amenities like places to eat, things to do, diverse communities, and lots of sports games for weekend entertainment.   We’ve come up with a list of 10 great college towns for retirees around the country. Enjoy! Ann Arbor, Michigan University of Michigan Ann Arbor is […]

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Facts About TSP Withdrawals

So you’ve spent your career putting money into your account, but what do you do once it’s time to retire? There are lots of TSP withdrawal options to choose from, some of them more complicated than others, and if you make the wrong choice you may not be able to fix it. Of course, every person […]

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Tokens of September Days

By all these lovely tokens September days are here, With summer’s best of weather And autumn’s best of cheer. Helen Hunt Jackson September in our house is such a joyful time. I bought my first sweater of the year yesterday, and I’m ready to enjoy a season of baseball games, walks through the woods with […]

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Investing When You Don’t Have A Lot Of Money

Investing can be difficult for anyone. There are so many types of investments to choose from, all with different conditions, minimums, goals, purposes, commitments, riders, and more. So even if you’re just an average Joe looking to put some savings into the market, you have a lot of decisions to make and details to consider […]

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Basic Tips for Financial Success

One of the best gifts you can give your children is an education in the basics of financial responsibility. So when a friend emailed us the other day and asked us to write down some basic financial tips for her son, a graduating high school senior, we gladly complied. After all, how many of us […]

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